Austin v Verini

On appeal client was successful. At trial client was successful.  Owner builder client. House contents insurance. Owner builder in claim against insurer. Liability of owner builder. In 1993 defendant owner builder constructed home with external balcony. Balcony collapsed in 2009 and plaintiffs were injured.  Exclusion in insurance policy for liability arising out of breach of duty as owner. Liability held to arise from activity of building house and not as owner. Third party insurer, WFI Insurance, liable to indemnify insured